Table of deposit interest rates of major banks in 2023

After several years of epidemic, the income of many wealth management products plummeted, which led everyone to turn their attention to bank deposits. After all, bank deposits are guaranteed capital and interest, especially the interest rate of time deposits is not low, but the interest rate of silver deposits is not static. Let's take a look at the interest rate tables of major banks in 2023.

Table of deposit interest rates of major banks in 2023?

At present, the deposit interest rate of all major banks is 0.25%, and time deposits are divided into different periods. The three-month deposit rate is 1.25%, the six-month deposit rate is 1.45%, the one-year deposit rate is 1.65%, the two-year deposit rate is 2. 15%, and the deposit period is three years.

China Industrial and Commercial Bank deposit interest rate table:

China Construction Bank deposit interest rate table:

Agricultural Bank deposit interest rate table:

Postal bank deposit interest rate table:

Industrial Bank deposit interest rate table:

China Merchants Bank deposit interest rate table:

Bank of Beijing deposit interest rate table:

1 The personal RMB deposit interest rate of Bank of Beijing is 0.25%.

The personal RMB deposit and withdrawal rates of Bank of Beijing are three months 1.30%, six months 1.55%, one year 1.85%, two years 2.40%, three years 2.65% and five years 2.70%.

3. The one-year interest rate of personal RMB lump-sum deposit and withdrawal of Bank of Beijing is 1.32%, the three-year interest rate is 1.56%, and the five-year interest rate is 1.65%.

Which bank has higher deposit interest?

The deposit interest rates of the four major banks are the same, while the deposit interest rates of Industrial Bank and Bank of Beijing are relatively high, so you can choose the bank that suits you according to your own situation. Which bank has higher deposit interest?