What are the main payment and settlement instruments? Their scope of application are what

In accounting, the broad sense of the payment and settlement refers to units, individuals in social and economic activities using bills, bank cards and exchange, collection, entrusted collection and other means of settlement for monetary payment and its liquidation of funds, the narrow sense of the payment and settlement refers only to the bank transfer settlement, that is, in September 1997 the People's Bank of China issued the "payment and settlement" referred to in the "payment and settlement"

Banks, urban credit cooperatives, rural credit cooperatives (hereinafter referred to as banks), as well as units and individuals (hereinafter referred to as the banks). Payment and Settlement"

Banks, urban credit cooperatives, rural credit cooperatives (hereinafter referred to as banks), and units and individuals (including individual industrial and commercial households) is the main body for payment and settlement. Among them, the bank is the intermediary institution for payment settlement and fund clearing.

Payment settlement is a legal act.

The payment and settlement system mainly includes payment tools, payment system, payment service organization and related regulations and systems.

Traditional payment: cash payment, bill exchange

Electronic payment: e-link, e-exchange, China modernization payment

Network payment: payment gateway, e-wallet, e-money