Can I withdraw money from my joint account in Hong Kong?

Private individuals cannot withdraw money alone. Only under special circumstances can it be taken out separately. Under normal circumstances, a joint account is not allowed to be withdrawn without the consent of one party, unless it is due to some special circumstances, such as the other party's inability to make relevant withdrawal operations due to force majeure. A joint account is a joint account opened by two or more independent customers. There are no deposit restrictions, and withdrawals must be made in accordance with the bank account agreed upon in the agreement.

* * * Characteristics of the same joint account

The basic characteristics of individual joint accounts are: in terms of ownership, individual joint accounts are owned by shareholders, while traditional private accounts are the private property of account owners. The different nature of account ownership determines that it must consider the interests of all account holders. Only with the consent of all account holders are they allowed to use it.