Main differences between universal life insurance and traditional life insurance

Some agents will make universal insurance very simple. In fact, the product form of universal insurance itself is very complicated, but it is simple because the customer finally chose it, because the customer's needs are just met. Of course, the agent should explain clearly to the customer the deduction of risk management fee. However, personally, universal insurance is very suitable for customers with time deposit habits and discipline, and there is no demand for this amount in the short term, and I hope to have certain protection. Because the cost of universal insurance is cheaper than traditional life insurance, in fact, it is not as low as some friends upstairs said. Our company's universal insurance is the highest, because our death compensation will be three times as high as risk protection, and Allianz will take care of more assets through scientific and strict risk control.