What are the advantages and disadvantages of online and offline insurance?

1. Advantages and disadvantages of online insurance

The online insurance platform does not sell the products of only one insurance company, but sells the products of many insurance companies at the same time, so that the user can compare the same latitude, and then pick a suitable insurance product. The page of the online insurance can see the information of insurance notice, insurance terms and conditions, coverage content and premium, etc. The information is open and transparent. The entire process of online insurance is carried out on the Internet, the policyholder only need to fill in the basic information and then online payment, you can complete the insurance, very convenient and fast.

Online insurance is generally no sales staff to help users make a detailed product description, need to be insured to understand, for the insurance white, may be a little difficult, but such as in the process of insurance do not understand can consult a professional customer service staff. In addition, although online shopping is very convenient, but there are loopholes, there may be some phishing sites, the insured buy insurance online, pay attention to the regularity of the site, to ensure that there will be no financial loss.

2. Advantages and disadvantages of offline insurance

Offline insurance is generally through the insurance agent or go to the insurance company counter insurance, this face-to-face that is the way to ask and answer questions, you can actually feel the service of the sales staff. Offline insurance for obscure insurance terms, the insured can be consulted, the general user to sign and pay the money to complete the insurance matters.

But insurance agents generally sell only one insurance company's products, so there is a single product to choose from. As the quality of insurance agents varies, they may lure users into taking out a policy by boasting and exaggerating, so before taking out a policy you also need to understand the terms and conditions of the insurance policy in detail, which is the basis for subsequent claims.