Insurance linked to the business model of the pension real estate - insurance opportunities in the theme of pension topic

Taikang Life has launched the "Happiness with Promise Lifelong Retirement Plan", which is China's first comprehensive retirement plan that combines insurance products with a retirement community. "The plan is a high-end pension annuity product with a starting point of RMB 2 million in contributions, divided into two types: single payment and 10-year installment. Consumers can choose to start receiving monthly annuities at the age of 65 or 70 according to their own needs, and it is currently being sold in the Beijing market through individual insurance channels. The biggest difference between "Happiness with Promise" and other pension products is that, after crossing the 2 million "threshold", in addition to obtaining the corresponding protection, you can also get a key to stay in Taikang's pension community. According to its planning program, the retirement community facilities are complete, thoughtful service, but the high premiums, but also let a lot of people shy away, calling it "the rich man's game".

The huge market space, coupled with the potential profit return, insurance products linked to the retirement community of this new model of retirement has become a market hotspot. Although the community is more recognized on the retirement community model, have said that once successful will bring sustained and stable profits for insurance companies, but also did not ignore the hidden risks behind it. Ping An of China has been known as the financial industry "hasty march", and its pension real estate has been stuck in the demonstration level, always wait and see. There is no turning back, Ping An's "slow half a beat" the main reason, I'm afraid, mainly out of consideration of the unpredictable profitability of the retirement community.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"