Medical insurance system in France

In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts handled by specific organizations or institutions. In February 1998, the State Council issued the Decision of the State Council on Establishing the Basic Medical Insurance System for Urban Employees (Guo Fa [1998] No.44), which was deployed to comprehensively promote the reform of the employee medical insurance system nationwide, and required that the basic medical insurance system for employees be basically established nationwide in February 1999. 1. The meaning of basic medical insurance is a kind of material help given by the state or society when people are sick or injured, that is, a social security system that provides medical services or economic compensation. 2. Payment of medical insurance premium: the medical insurance premium for urban residents is 1, 2 1.00 yuan/person, and the average monthly salary of employees in 3 yuan (9% individuals in primary medical enterprises and 0/%individuals in 3 yuan) is lower than that of employees in this city last year. Last year, the average monthly salary of employees was higher than the average monthly salary of employees in this city by more than 300%, which was not used as the base of payment of wages and did not pay the basic medical insurance premium. If it is impossible to determine the average monthly salary of employees in the previous year, the average monthly salary of employees in this city in the previous year shall be the base of payment salary and the basic medical insurance premium shall be paid. 3. The basic medical insurance premium paid by the unit is included in the personal account: ① Employees under the age of 35 are included in the personal account according to 0.8% of their monthly salary base; ② Employees over 35 years old and under 45 years old will be transferred to personal accounts according to 1% of their monthly salary base; (3) Employees over the age of 45 are included in personal accounts at 2% of their monthly salary base; (four) retirees under the age of 70, according to 4.3% of the average monthly salary of employees in this city last year, included in the personal account; ⑤ Retirees over 70 years old are classified as self-employed according to 4.8% of the average monthly salary of employees in this city in the previous year. When the standards listed in the preceding paragraph need to be adjusted according to social and economic development and fund revenue and expenditure, the municipal labor and social security administrative department shall, jointly with the municipal finance department, put forward an adjustment plan, which shall be promulgated and implemented after being approved by the Municipal People's government. "4. Personal accounts pay the following medical expenses: outpatient and emergency medical expenses; 2. The cost of purchasing drugs at designated retail pharmacies; (3) Medical expenses below the deductible line of the basic medical insurance pooling fund; Medical expenses that should be borne by individuals shall be reimbursed in proportion. The insufficient part of personal account shall be paid by myself. 5. Reimbursement ratio: (1) reimbursement ratio for outpatient and emergency departments (paid by large medical mutual fund) Qifubiaozhun (yuan) reimbursement ratio (%)