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What are the advantages of online banking compared with traditional banking?
It has the following advantages: (1) greatly improves the operating efficiency of the banking industry. Internet is a global technology. It transmits information at an amazing speed, connecting all corners of the world. The improvement of bank operation efficiency is mainly manifested in the improvement of transaction efficiency of financial institutions. As long as customers have an account number and password, they can handle personal transactions around the world. (2) greatly reduce the operating costs of the banking industry. Because online banking greatly saves rent and staff expenses, it can provide higher deposit interest rate, lower loan interest rate and cheaper settlement fee. Establishing an online banking website can handle the inquiries and transactions of tens of thousands of users every day without lowering the service quality and greatly reducing the transaction cost.
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