Taian issued 12 measures to support small and medium-sized enterprises to tide over difficulties and develop steadily.

Taian issued 12 measures to support small and medium-sized enterprises to tide over difficulties and develop steadily!

Give discount support to the loans of key enterprises that produce epidemic prevention and control materials.

Increase financial discount support. Give discount support to loans for key enterprises to produce epidemic prevention control materials. On the basis of preferential interest rate credit provided by financial institutions supported by the People's Bank of China's special refinancing, the municipal and county finance will give a discount at 50% of the People's Bank's refinancing rate, and the discount period will not exceed 1 year.

In 2020, the key guarantee enterprises for the production of epidemic prevention and control materials determined by the leading group for the disposal of infected pneumonia in novel coronavirus will apply to the local county-level financial department for discount support with the newly effective loan contract during the epidemic prevention and control period of 2020 1, and the county-level financial department will pay the discount funds to the cities and counties in advance, and the municipal financial burden will subsidize the counties through system settlement.

Provide financial support for bridge repayment. The municipal finance set up an emergency revolving fund pool with a total scale of 1 100 million yuan to provide bridge funds for repayment and loan renewal for enterprises with short-term capital turnover difficulties. Enterprises applying for financial support for bridge repayment apply to the local financial department, which applies for bridge repayment support to the municipal finance, which provides a "green support channel" for qualified enterprises. Accelerate the disbursement of financial funds. For funds with clear policy standards and included in the 2020 annual budget to support enterprise development, all competent departments should organize enterprises to declare as soon as possible, establish a green audit channel, and speed up the progress of fund audit. Financial departments at all levels should cooperate with the competent authorities to timely allocate funds, ensure that funds are allocated early and enterprises benefit early, and effectively help enterprises tide over the difficulties.

Increase financial support for trapped small and micro enterprises and allow appropriate delays in repayment.

Strengthen credit support. All banking institutions should take measures such as renewing loans without repayment, postponing repayment, extending loan renewal, lowering interest rate, reducing overdue interest, adjusting credit structure, cultivating enterprise first loans, increasing credit loans and medium and long-term loans, and further increase support for small and micro enterprises to ensure that the credit balance of small and micro enterprises in 2020 is not less than the balance in the same period of 20 19. For small and micro enterprises that are greatly affected by the epidemic and have development prospects but are temporarily trapped, they are not allowed to blindly borrow, cut off or pressure loans, allowing them to postpone repayment appropriately and do a good job in renewing loans.

Reduce financing costs. Encourage all banking institutions to minimize the cost rate and reduce overdue interest. The loan interest rate will be lowered by at least 10% on the basis of the original loan interest rate, so as to ensure that the financing cost of small and micro enterprises in 2020 will not be higher than the same period of 20 19. To provide credit loan support for key enterprises in epidemic prevention and control and small and medium-sized enterprises that are greatly affected by the epidemic, government financing guarantee institutions should greatly reduce the approval process and time, cancel the counter-guarantee requirements, and take credit guarantee for enterprises with sufficient orders, good market prospects and high credibility, and charge half the guarantee fee.

Enterprises with serious losses are reduced or exempted from urban land use tax and property tax.

Deferred payment of taxes. If it is impossible to file tax returns or tax withholding returns on schedule due to the epidemic situation, it may apply for an extension of the declaration, and the incomplete information may be allowed; If it is really difficult to pay taxes on time, you can apply for an extension of payment for a maximum period of 3 months.

Tax relief for small and medium-sized enterprises. If it is really difficult to pay the urban land use tax and property tax due to the epidemic, the urban land use tax and property tax may be reduced or exempted with the approval of the tax authorities. Implement the tax exemption policy for epidemic prevention materials. From June 5438+1 October1day to March 3 1 day in 2020, imported materials donated for epidemic prevention and control shall be exempted from import duties, import value-added tax and consumption tax according to regulations. Imported materials directly used for epidemic prevention and control organized by the health department shall be exempted from import duties, and the tax payable collected shall be refunded. Duty-free imported materials can be registered and released first, and then go through relevant procedures according to regulations.

Reduce the rent of small and micro enterprises. During the epidemic period, small and micro enterprises such as state-owned, collective and private technology business incubators and Zhongchuang Space should take the lead in reducing the rent for leasing small and micro enterprises. The carrier of innovation and entrepreneurship organized by the government can reduce the rent for renting small and micro enterprises and teams for three months during the epidemic. For leasing other business premises, owners are encouraged to reduce or exempt rents for tenants.

Small and medium-sized enterprises are unable to pay the housing provident fund in full, and can postpone the payment of housing provident fund.

Implement policies to help enterprises stabilize their jobs. For insured enterprises that do not lay off employees or lay off employees less, 50% of the unemployment insurance premium actually paid in the previous year can be returned. For the insured enterprises facing temporary difficulties in production and operation, which are expected to recover, and insist on not laying off employees or laying off fewer employees, the return standard can be determined according to the local monthly unemployment insurance premium and the number of employees insured for six months, and the policy implementation period is implemented according to state regulations.

Deferred payment of social insurance premiums. Affected by the epidemic, enterprises that have been unable to pay the minimum wage for their employees for more than three consecutive months or have been unable to operate normally for more than three consecutive months and only pay their employees' living expenses may apply for deferring the insurance fees for enterprise pension, medical care, unemployment and work-related injuries. During the deferred payment period, the late payment fee is exempted, and the relevant social insurance benefits of employees are not affected. Due to the epidemic situation, it is impossible to apply for enterprise social security and medical insurance payment declaration on schedule, and may apply for an extension of declaration.

Affected by the epidemic, small and medium-sized enterprises facing temporary difficulties in production and operation and really unable to pay the housing provident fund in full can postpone the payment of housing provident fund during the epidemic prevention and control period. After the outbreak is lifted, if the enterprise pays in full and on time, it can be regarded as continuous normal deposit.

Optimizing enterprise service and establishing enterprise assistance mechanism to deal with epidemic situation

Establish a helping mechanism for enterprises to deal with the epidemic. Departments in charge of various industries should strengthen the monitoring of economic operation and enterprise production scheduling according to the development of the epidemic situation, establish a precise assistance mechanism of "one industry and one policy", and coordinate and solve the difficulties and problems encountered by small and medium-sized enterprises in a timely manner. It is necessary to strengthen the supply guarantee of coal, electricity, oil and gas transportation, improve the efficiency of administrative examination and approval services, support small and medium-sized enterprises to resume work and production, and guide enterprises to turn crisis into opportunity, overcome difficulties and develop steadily.