What is the difference between purchasing auto insurance for a new energy vehicle and a regular fuel vehicle?

When the vehicle natural disasters or accidents, auto insurance can make up for the owner of the vehicle, causing personal injury or property damage. As you can see, auto insurance is very important for vehicles. While there is not much difference in the type of coverage between traditional fuel vehicles and new energy vehicles, there is still a difference in premiums.

What are the differences between insurance and fuel grants in new energy vehicles?

Because the auto insurance type premium price is determined by the car and the country has not yet released specific insurance terms for new energy models, new energy cars are still in the suite of the fuel-saving insurance system, where the insurance price is the pre-subsidy price. This also triggers that even if consumers start the price of new energy cars have gone through several rounds of subsidies, handmade economic prices cost-effective, but will still be treated according to the original price when paying for vehicle insurance.

In this regard, new energy cars usually have the same fuel cars as traditional fuel cars, in the guide price when paying premiums.

At the same time, there are two small insurances in new energy cars and fuel carts. It is completely different: one is involved in the water insurance and the other is the auto-ignition sub.

Water-related water insurance for fuel cars is a hazardous engine type; electric vehicles are used by electric motors and don't need to opt for that insurance at all. Spontaneous combustion, it is also completely unnecessary for purely electric vehicles as all electric vehicles on the market have passed all kinds of rigorous tests, especially in electric batteries, and the probability of spontaneous combustion in a car is far lower compared to fuel.

The above are the differences between new energy car insurance and fuel car insurance. It is recommended that you must choose according to your situation, regardless of which model you purchase.

I hope my answer can help you, and I hope you can help me forward, like, support me more and follow me more.

If there are any questions and requests you can leave a message in the comment section, I will reply one by one.

Declaration: Some of the pictures in this article are from the network, labeled source data and related information are quoted. All rights reserved. Please indicate the source and author for reproduction.