How many times does commercial insurance appear when paying premiums before it rises? How much does it float?

The third time it began to float, generally rising by about 20%.

First, commercial auto insurance is out of danger once, and the standard premium is usually unchanged in the second year. Take the basic premium of 5,000 yuan of commercial insurance as an example, which appeared once last year, so the discount coefficient of commercial insurance in the second year is 1x0.85x0.75=0.638, and the commercial premium in the second year is 5000*0.638=3 188 yuan. However, it should be noted that if you go out twice in a policy year, the insurance cost will increase by about 20% in the second year, 50% for three times, 75% for four times and 100% for more than five times.

Second, the floating standard of commercial auto insurance

1, twice in the previous year, and the premium increased by 25% when the insurance was renewed;

2. Three times in the previous year, and the premium increased by 50% when the insurance was renewed;

3. Last year, I was out of danger for 4 times, and the premium increased by 75% when I renewed my insurance;

4. Last year, I went out of danger for 5 times, and the premium doubled when I renewed my insurance. Car owners are advised not to have traffic accidents and accidents while driving, because if there are no accidents, the premium will be discounted when the insurance is renewed in the second year.

5. The latest automobile commercial insurance clauses are as follows: Article 1 The motor vehicle third-party liability insurance contract (hereinafter referred to as the insurance contract) consists of this clause, an insurance policy, an approval and a special agreement. All agreements related to this insurance contract shall be in written form.

6. Article 2 Motor vehicles in this insurance contract refer to wheeled vehicles (including trailers) that are driven or towed by electric equipment, tracked vehicles and other means of transportation, but do not include motorcycles, tractors and special vehicles.

1. Commercial insurance refers to the insurance form operated by specialized insurance enterprises for the purpose of insurance contracts. Commercial insurance relationship is a contractual relationship voluntarily concluded by all parties. The applicant pays the insurance money to the insurance company according to the contract, and the insurance company bears the responsibility according to the contract or when the insured dies, is disabled, falls ill or reaches the agreed age, as the payment when the payment period expires.

2. The so-called social insurance refers to a social security system that forms a social insurance fund by collecting insurance premiums to provide basic protection for members who lose their jobs or employment opportunities due to old age, illness, maternity and disability.