What is the name of the opening bank?

A, the name of the depositary bank: that is, the name of the bank in which you open the account, that is, the name of the bank where you do the account opening procedures, usually refers to the branch. The format of the name of the opening bank is generally: xx bank xx (branch) xx branch, for example: China Construction Bank Fuzhou Branch Guping sub-branch, or China Construction Bank Fuzhou Guping sub-branch.

Two, the depositary bank (deposit bank) is the payer or payee in the bill clearing process open account bank. According to the bearer to the bank to submit the bills in different ways, bill clearing is divided into smooth remittance clearing and entrusted collection clearing two kinds. Shunyi clearing funds clearing method, the payer account bank (payment bank) directly to the payee account bank (collection bank). Entrusted to the collection of funds in the liquidation of funds, the payee entrusted to the payee's bank account to collect the note money to the payer's bank.

Third, the bank account number, that is, the bank card number or passbook account. Including bank debit cards and credit cards. Each card has a corresponding card number, this number is the bank account number. In the account name usually have a passbook and a card. Bank account number has a real-name authentication function, in the network virtual bank account (such as Alipay), the name and password must be the same, otherwise the bank will not recognize. Bank account is a general term for deposit accounts, loan accounts and current accounts opened by customers in banks. In China, according to the regulations, all state organs, organizations, troops, schools and enterprises and institutions must open accounts in banks. According to the different purposes, bank accounts can be divided into three categories: basic accounts, special accounts and auxiliary accounts. In the organization of bank accounting accounts, in order to ensure the authenticity, completeness and correctness of the bookkeeping records, and set up the detailed ledger accounts and general ledger accounts, is the bank's business and financial activities arising from the source of funds and the use of funds for the detailed and summary of the classification records and reflect.

Four, the bank federation number is a regional bank's unique identification mark for the People's Bank of China organized by the large-value payment system \ micro-payment system \ city commercial bank bank draft system \ national check image system (including some cities of the same city bill automatic clearing system) and other cross-regional payment and settlement operations. It is composed of 12 bits: 3 bits of bank code + 4 bits of city code + 4 bits of bank number + 1 check digit.

The bank (Bank), is established by law to operate the money and credit business of financial institutions, is the product of the development of commodity money economy to a certain stage.

Banks are one of the financial institutions, banks are divided into types: central banks, policy banks, commercial banks, investment banks, the World Bank, they have different responsibilities.

Central bank: that is, the People's Bank of China is the central bank of China.

State-owned policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

State-owned commercial banks: including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications and so on.

Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS, Société Générale and others.

The World Bank: used to finance countries to overcome poverty, the institutions play a unique role in the mission to reduce poverty and improve living standards.