What are the similarities and differences between traditional payment and electronic payment?

Difference:

1, different in nature: electronic payment uses advanced information technology to complete information transmission, and its payment methods are all digital, while traditional payment methods complete payment through the circulation and information exchange of physical entities such as cash circulation, bill transfer and bank remittance.

2. Different characteristics: the working environment of electronic payment is based on an open system platform (such as the Internet), while traditional payment runs in a relatively closed system, such as the private network of the banking system.

3. Different requirements: Electronic payment uses the most advanced communication means, such as Internet and extranet, while traditional payment uses traditional communication media. Electronic payment requires higher hardware and software facilities, and generally requires networked microcomputers, related software and other supporting facilities, while traditional payment does not have such high requirements.

Extended data:

Precautions:

Pay attention to network security when making electronic payment, and try not to use public * * * networks, especially wifi hotspots without passwords. Using this network will easily hijack your network security data.

When paying online, try not to use public computers or office computers, because many people use them, which may not only lead to the disclosure of account passwords, but also pose a great risk of poisoning. It is recommended to use your own personal computer, and you should always kill viruses to avoid being infected by viruses such as Trojans and prevent the account password from being stolen.

You can use complex payment security binding tools such as password, mobile phone binding, U shield and secret protection to increase account security.

Baidu encyclopedia-electronic payment

Baidu encyclopedia-payment