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What is the scope of business of an insurance company categorized under the Insurance Law?
Article 92 of the Insurance Law of the People's Republic of China*** and the People's Republic of China The scope of business of an insurance company:
(1) Property insurance business, including property damage insurance, liability insurance, credit insurance and other insurance business;?
(b) Life insurance business, including life insurance, health insurance, accidental injury insurance and other insurance business.
The same insurer shall not operate both property insurance business and personal insurance business; however, an insurer operating property insurance business may operate short-term health insurance business and accidental injury insurance business upon the approval of the Insurance Supervisory and Regulatory Commission.
The scope of business of an insurance company shall be approved by the Insurance Supervisory and Regulatory Commission in accordance with the law. Insurance companies can only engage in insurance business activities within the approved business scope.
Insurance companies may not concurrently engage in businesses other than those provided for in this Law and other laws and administrative regulations.
Expanded Information:
Insurance law can be specifically divided into the following four types:
1. Insurance Law
Insurance Law, also known as the Law on the Supervision of the Insurance Industry, is the legal norms that regulate the relationship between the state and the insurance institutions. All relevant laws regulating the establishment, operation, management and dissolution of insurance institutions belong to the insurance industry law. People's Republic of China *** and the State Council on March 3, 1985 issued the "Interim Regulations on the Management of Insurance Enterprises", the establishment of insurance enterprises, the People's Insurance Company of China and other specific provisions, that is, belongs to the nature of the insurance industry law.
2, insurance contract law
Insurance contract law, also known as the insurance contract law, is to adjust the relationship between the two parties to the insurance contract legal norms. The insurance relationship between the insurer and the insured party is determined through the insurance contract, all the laws concerning the conclusion, change, termination of the insurance contract and the rights and obligations of the parties are insurance contract law.?
3, insurance special law
Special law of insurance, is specialized in regulating the specific types of insurance insurance relations of legal norms. For some have special requirements or have special significance to the national life insurance, the state specifically for the implementation of the law.
4. Social Insurance Law
Social insurance law is a general term for the decrees issued by the state on social security. For example, on October 28, 2010, the Social Insurance Law of the People's Republic of China was promulgated.
Baidu Encyclopedia-Insurance Law
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