The difference between automobile insurance sales slip and traditional insurance policy

The main difference between auto insurance sales receipt and traditional insurance policy is mainly reflected in the way and cost of sales receipt. Auto insurance sales orders are issued online, and traditional auto insurance policies are signed offline by insurance agents and insurance brokers. Because the electronic sales slip completes the procedure of issuing the slip online, which saves the labor cost of the insurance company, the cost of the electronic sales slip is lower than that of the traditional insurance policy.

Many people will consider whether to buy a sales ticket or a traditional insurance policy when buying auto insurance, and they are entangled in not knowing which one to choose. In fact, there is no difference between the responsibility of insurance protection and claims settlement, whether it is telephone sales or traditional insurance policies. Auto insurance sales orders are mostly through the auto insurance sales of insurance companies to complete front-end sales activities such as consultation, quotation and policy confirmation by telephone, followed by payment and sending electronic policies. It is convenient to complete the whole insurance process by telephone. It should be noted that it is really the telephone auto insurance salesperson of the insurance company who calls himself. Of course, he can also take the initiative to call the auto insurance sales hotline of the insurance company. The China Banking Regulatory Commission stipulates that all insurance companies engaged in auto insurance by electricity sales must have a special service number for electricity sales and use it for a long time. Beware of telecom fraud.

In addition to selling auto insurance by telephone, many insurance companies can also go to official website or WeChat official account (Apple 12, ios 14, WeChat version 8.0. 13) to make self-help quotations and place orders for insurance according to the needs of their own models and insurance projects, which is also very convenient.

Traditional auto insurance policies provide service processes such as quotation and insurance through insurance brokers or insurance company agents. Its advantage lies in the face-to-face communication of insurance items and insurance clauses. And it is more direct to answer any unclear questions at any time.

In fact, the liability of auto insurance is relatively simple compared with life insurance. Even if the liability of auto insurance products of different insurance companies is not very different, the protection items are relatively fixed. It is necessary to design an insurance stakeholder structure different from life insurance to better solve the risk problem. There is no substantial difference between the electric vehicle insurance policy and the traditional policy. If there is no problem with your own operation, it is good to choose the electric vehicle insurance policy. If your operation is complicated, especially older car owners can choose traditional insurance policies.