The difference between traditional insurance and new insurance

1. If only the traditional insurance is defined as "product shelf", the emerging Internet insurance is not much different from the traditional insurance, but only a platform for providing products, and the Internet insurance has a larger platform because of its more developed network.

2. The above "1" is based on the level of "product". If the level is expanded, traditional insurance will have more "manual" functions. If communication is added to the "manual", it will lead to the essential difference between traditional insurance and internet insurance. Communication will bring feelings, which is the difference between man and machine. In this process, it is likely to dig out deeper needs. The apparent fit does not mean the real fit, and the real fit needs to be based on communication, which is also the reason why the machine can't replace labor, and the machine can't bring the subsequent rational configuration and scheme planning.

3. Based on "2", insurance can be divided into online insurance (Internet) and offline insurance (manual). Fixed background program input can't change the output part, and online insurance is extremely demanding (although there is intelligent underwriting, it is not mature). If online insurance is unsuccessful, offline communication is still needed to solve it.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.