Financial group and financial holding company is a concept,?

Financial group and financial holding company is different, financial holding company on the analysis of its corporate organizational form, mainly business-type holding company or operating holding company, that is, the holding company as the parent company, its own main business, while holding more than two financial institutions engaged in different financial business. This kind of company can be divided into two kinds:

(1) The industrial and commercial enterprises hold the financial institutions, such as the first group, the Oriental Group, Haier Group and other enterprises.

(2) Holding companies formed by financial enterprises holding other financial institutions.

A financial group is an enterprise group that is primarily engaged in financial business and is visibly engaged in at least two or more of the business activities of banking, securities and insurance.

Financial holding company is an organizational form of the financial industry to achieve integrated management, but also a form of capital operation in pursuit of capital investment optimization, capital profit maximization. In the financial holding group, the holding company can be regarded as a group company, other financial enterprises can be regarded as member enterprises. Group companies and member enterprises are connected with each other through property rights or management relationship. Although the member enterprises are controlled and influenced by the group company, they have to bear independent civil liability.