What is the process of establishing the internal control system of risk management?

It is necessary to formulate the general idea of the internal control system of risk management. A complete internal control includes five elements: internal control environment, risk identification and evaluation, internal control measures, information exchange and feedback, supervision, evaluation and correction. According to the requirements of the above basic elements, the specific content of the internal control system design of commercial banks should be developed according to the following paths:

That is, internal control organization system, internal control responsibility system, internal control business process and management process system, internal control tool system and internal control evaluation system. In the design process, it can be considered at the head office and branches, and always ensure the consistency with the requirements of Basel Accord and CBRC, and strive to reflect the consistency of performance appraisal, internal audit and external supervision.

Refine business processes, management processes and risk points. Both the risk control platform of business process and the risk control platform of management process must rely on the setting of post responsibilities to implement the control of internal risk management of banks. The function is to prompt managers to design and implement risk interception countermeasures according to risk early warning signals.

Extended data

In the process of risk assessment, there are several key issues to consider:

1, to determine what is the protected object (or asset) and its direct and indirect value;

2. What is the potential threat of assets, what are the problems that lead to the threat, and how likely the threat is;

3. What are the weaknesses in the assets that may be threatened to be used, and how easy it is to use these weaknesses;

4. What kind of losses will the organization suffer or what kind of negative impact it will face once the threat event occurs;

5. What safety measures should the organization take to minimize the losses caused by risks?