The difference between telephone car insurance and over the counter car insurance

One, the processing method is different

Telephone car insurance is everyone will be their driver's license, including ID cards, and other certain information, through the way of telephone communication, tell the car insurance company that they want to apply for car insurance wishes, and the other party to get the relevant evidence will be given to deal with the handling of the handling of the way is relatively simple.

Over the counter car insurance in the process, you need to bring the relevant information, in the process up need to sign and write some information.

Second, the processing time is different

For the telephone processing, often very efficient, saving is the processing staff and customer time, can make people can be completed in a short period of time to deal with the formalities.

Third, the process is different

Through the phone for car insurance, after an accident, if you do not have time to send their own information to the insurance company, then you can let the insurance company door to collect the information of the claim, which not only saves more time, but also allows people to make the processing of the car insurance is more relaxed.

Over the counter car insurance is that you can find a reliable salesman to deal with directly, it will be more relaxed.

Four, the cost is different

The telephone car insurance is 80% of the cost of the counter.

It is because the insurance company itself has a minimum price for the processing of car insurance, in the counter need to special service personnel and store, the cost is higher; and for the telephone processing, often very efficient, saving is the processing staff and customers time, can make people can complete the processing procedures in a short time.

Fifth, the claims effect is different

For car insurance, different insurance companies insurance is roughly the same type, and even if the same insurance, the use of the counter insurance and telephone car insurance, the price of these two channels are different. You can check all the information before the process, you can understand the details of the insurance, and it is not too late to make sure that the car insurance after the phone is the same with the benefits of claims.

Baidu Encyclopedia - Motor Vehicle Insurance