If I buy a Ping An Smartstar insurance policy, can I get my principal back after 15 years of payment?

It is deducted from the principal.

Peace of mind smart star insurance is a flexible payment, access to flexible products, the account value is to compound the way to increase, once a month settlement, twelve times a year, can help quickly accumulate wealth.?

Ping An Wisdom Star Insurance the amount accumulated inside is the premium paid minus the initial fee and the cost of coverage costs the amount left, and then add dividends, here high school and college to receive the amount of money is all the money inside this account.

Expanded Information:

A complete protection plan includes a number of components. p>A complete protection plan includes life insurance, critical illness, accidental injury, accidental medical care, hospitalization medical care, and hospitalization allowance.

Waiver of critical illnesses and accidents is a combination of consumer and return type can be purchased to protect to the most critical thirty years of life, so that it is enough coverage.

30 years old: 802 yuan a year, you can have a critical illness 300,000 yuan, accidental injury 500,000 yuan, accidental medical care 20,000 yuan, accidental hospitalization allowance 200 yuan / day. The amount of critical illness insurance is increased by 6% per year free of charge on top of the first year's sum assured, and the accumulated maximum increase is 18% of the first year's sum assured.

Age is related to the premium, and the sum assured matches the income. Critical illness can be about 3 - 5 times the annual income, accident can be 5 - 10 times the annual income.

Reference:

Peace of China Life Ping An Insurance ? Wisdom Star Baby Insurance