What does the financial markets business consist of

Question 1: What does the financial market business of a commercial bank mainly do? The Financial Markets Department is mainly responsible for the trading, investment, risk management and research functions related to the local and foreign currency financial markets of commercial banks, aiming to build a unified trading platform covering both the local and foreign currency capital markets, and to enhance the competitiveness of Agricultural Bank of China's financial market business and the level of integrated and globalized services. The financial market business is an emerging business of commercial banks, spanning multiple markets at home and abroad, connecting multiple currencies in both local and foreign currencies, including bonds and foreign exchange and other tools, and assuming the important responsibilities of asset management, capital operation and providing diversified financial services for customers.

Question 2: What are the financial services? There are many, many, but the formal called financial derivatives services, not called financial services, want to know the details of the check Baidu financial derivatives and financial derivatives services, derivatives are too much don't want to waste the spirit and tongue

Problem 3: What is included in the capital markets business Capital markets business includes: stocks, bonds and fund business.

1. Stocks are certificates of ownership issued by joint-stock companies, joint-stock companies in order to raise funds and issued to shareholders as a certificate of ownership and to obtain dividends and bonuses through a marketable security. Each share of stock represents a basic unit of ownership of the enterprise by the shareholders. There is a public company after each stock ingot. At the same time, each listed company will issue shares.

Each share of stock of the same class represents equal ownership of the company. The size of each shareholder's share of ownership of the company depends on the number of shares he or she holds as a proportion of the total share capital of the company. Shares are a constituent part of the capital of a joint stock company and may be transferred, traded or pledged for value, and are the principal long-term credit instrument of the capital market, but the company cannot be required to return its capital contribution.

2. Bonds (Bonds / debenture) is a financial contract, is ***, financial institutions, industrial and commercial enterprises, etc. directly to the community to raise funds by borrowing, issued to the investor, and at the same time, committed to a certain rate of interest payments and repayment of principal according to the agreed terms of the creditor's debt certificate. The essence of the bond is a certificate of debt, with legal effect. Bond buyers or investors and the issuer is a debt relationship, the bond issuer is the debtor, investors (bond buyers) that is the creditor.

3. Fund (Fund) has a broad and narrow points, in a broad sense, the fund is set up for a certain purpose with a certain amount of money. Mainly includes trust investment funds, provident funds, insurance funds, retirement funds, various foundation funds. What people usually call fund mainly refers to securities investment fund. Securities investment analysis methods are mainly the following three: basic analysis, technical analysis, evolutionary analysis, in which the basic analysis is mainly applied to the value of the investment object judgment and selection, technical analysis and evolutionary analysis is mainly applied to the specific investment operation of the time and space judgment, as an important supplement to improve the effectiveness and reliability of securities investment analysis.

The capital market is supplied by financial institutions, such as commercial banks, savings banks, life insurance companies, investment companies, trust companies and so on.

The demand for funds is mainly from international financial institutions, national *** institutions, industrial and commercial enterprises, real estate operators, and sales finance companies that buy installment contracts from consumer durables retailers.

Functions of Capital Markets

1. Capital markets are an important channel for raising funds.

2. Capital market is an effective place for rational allocation of resources.

3, the capital market is conducive to corporate restructuring.

4. It promotes the development of industrial structure in the direction of advancedization.

Question 4: What are the categories of financial markets? Hello, simply put: money market, interbank lending market, repurchase agreement market, commercial paper market

Banker's acceptance market, large transferable term depository receipts market, short-term *** bond market

Bond market, stock market, fund market, foreign exchange market, gold market, financial derivatives market

During my graduate school is the study of the operation of the financial market and investment, and I am more I like the above categorization. The textbook categorization is generally the following statement.

1, from the geographical scope of the financial market, financial markets can be divided into domestic financial markets and international financial markets.

There is a certain connection between the international financial market and the domestic financial market. Historically, often with the high degree of development of the commodity economy, the initial formation of the domestic financial market of each country. When the business activities of the domestic financial markets of the countries gradually extended, mutual penetration and integration, it contributed to a few countries as the center of the domestic financial market, the financial markets of the countries linked into a network of international financial markets. Or, the formation of international financial markets is based on the development of domestic financial markets to a certain level. At the same time, the formation of international financial markets and further promote the development of domestic financial markets.

2, according to the financial market business or the type of financial products, the financial market can be divided into: money market, capital market, foreign exchange market, insurance market, gold market and other markets (such as the leasing market, pawn market, etc.) and other parts.

The money market, also known as the short-term capital market. It is the market for short-term capital trading activities for less than one year. In the money market, usually using the issuance of short-term bonds, commercial paper, through certain transactions, such as discounting and lending business, the realization of short-term borrowing and lending of funds to meet the demand and supply of the financial market for short-term capital needs. The money market also includes the bill market, interbank lending market and so on.

The capital market, also known as the long-term capital market, is an active market for long-term capital transactions of more than one year. The function of the capital market is to raise long-term funds for the demand for funds. Capital market trading activities are usually divided into two categories, one is the demand for capital through the issuance and trading of various securities, including bonds and stocks, etc.; the second is the demand for capital directly from the bank to obtain long-term loans.

Various other business markets are described in special chapters.

3, from the function of financial markets, financial markets are divided into issuance market and trading market? Issue market, also known as the primary market or primary market. It refers to the activities and places where various newly issued securities are sold for the first time. The issuance of securities is marketed through subscription and underwriting. Since the issuer of the securities can not easily with the scattered, many money holders in direct transactions, therefore, underwriting is the main marketing of securities issued.

The trading market, also known as the liquidity market or secondary market, is the market where all kinds of securities are traded. The trading of securities can be divided into two forms: on-market and off-market. The former is a large, active, organized, trading activities in a specific place. The latter tends to be small, fragmented transactions that are transacted over the phone.

4, according to the transaction mode, can be divided into securities market and lending market. The securities market is the market for the issuance and circulation of securities trading, it is stocks, bonds, notes, warrants, contracts and other trading objects. The lending market is directly to the currency as the object of the market, the content of the transaction is essentially the transfer of the right to use money.

5, according to the transaction period, can be divided into long-term capital market and short-term capital market. The former is the capital market, and the latter refers to the money market.

6, according to the transaction whether there is a fixed place to divide, can be divided into tangible and intangible market. Tangible market refers to a fixed trading place, there are special organizations and personnel, as well as special equipment organized market. The intangible market is a conceptual market, that is, no fixed trading place, its transactions are contacted and completed by means of telex, telephone, telegraph and other means.

7, according to the delivery time of the financial products traded, can be divided into the spot market and futures market. Spot market refers to the cash market, that is, the buyer pays cash, receive securities or notes; sellers deliver securities or notes, receive cash. This kind of transaction is generally the same day the same day delivery, up to a maximum of three days. Futures trading refers to the agreement between the two parties to the transaction, not immediately delivery, but after a certain period of time for delivery.... >>

Question 5: What items are included in the financial industry? The financial industry refers to the special business of operating financial commodities, which includes banking, insurance, trust, securities, leasing and pawnbroking.

1, the financial industry after a long period of historical evolution, from the ancient society is relatively single form, gradually developed into a variety of categories of financial institutions system. In the modern financial industry, all types of banks occupy a dominant position. Commercial banks are the earliest and most typical form of modern banks, city banks, deposit banks, industrial banks, mortgage banks, trust banks, savings banks, etc., although they are operating in the financial business, but the nature of the business is often a big difference, and, the financial authorities tend to limit the scope of their business. Modern commercial banks are generally engaged in a combination of financial services. In addition to having a large number of branches in their own countries, large commercial banks often have branches abroad, thus becoming global transnational banks. Modern large commercial banks are usually the financial centers of large monopolistic consortia. Shareholding companies have become an important form of organization of the financial industry in contemporary developed capitalist countries.

Different from the nature of commercial banks are specialized banks. Specialized banks are generally funded or supervised by the state (***). Its business, especially the credit business, mostly focused on one or several industries, and to focus on supporting the development of certain industries for business purposes.

2, the establishment of the central bank is a milestone in the history of the development of the financial industry. In the modern financial industry, the central bank is in a dominant position. It is the bank of currency issuance, the bank of *** and the bank of banks, responsible for the formulation and implementation of the country's financial policy, regulating currency circulation and credit activities, and generally is also the management and supervision organs of financial activities.

3, in addition to banks, the modern financial industry also includes a variety of mutual and cooperative financial organizations (such as cooperative banks, mutual banks, credit cooperatives or credit combinations, etc.), finance companies (or merchant banks), discounting companies, insurance companies, securities firms, financial consulting firms, specialized savings and remittance institutions (Savings and Loan Bureau, Postal Savings and Remittance Bureau, etc.), pawnbroking industry, gold and silver industry, financial exchange ( Securities exchange, gold exchange, foreign exchange transfer market, etc.) and credit assessment companies and so on. The modern financial industry has been very modernized means of operation, electronic computers and automated services have been quite popular.

4, the financial industry - characteristics

Indicative

Indicative refers to the financial indicators of the data from various perspectives to reflect the overall and individual conditions of the national economy, the financial industry is a barometer of the development of the national economy.

Monopoly

Monopoly on the one hand means that the financial industry is *** strictly controlled industry, without the approval of the Central Bank, no unit or individual is allowed to open financial institutions at will; finance on the other hand refers to the relative monopoly of the specific financial business, credit business is mainly concentrated in the four major commercial banks, the securities business is mainly concentrated in the national securities companies, such as Cathay Pacific, Huaxia and Southern, insurance business is mainly concentrated in the national securities companies, insurance business is mainly concentrated in the national securities companies, and insurance business is mainly concentrated in the national securities companies. securities companies, and insurance business is mainly concentrated in PICC, Pingbao and Taibao.

High-risk

High-risk refers to the fact that the financial industry is a distribution center for huge sums of money and involves all sectors of the national economy. Units and individuals, any error in its business decisions may lead to a "domino effect.

Benefit dependence

Benefit dependence means that the financial benefits depend on the overall efficiency of the national economy, greatly influenced by policy.

Question 6: What industries are included in the financial industry? The financial industry refers to banks and related capital cooperatives, and the insurance industry, in addition to industrial economic behavior, other than the economy related to the financial industry.

The financial industry is a special industry that deals with financial commodities, and it includes banking, insurance, trust, securities and leasing.

Finance is ubiquitous and has formed a huge system, finance involves a wide range of categories, branches and content, such as money, securities, banking, insurance, capital markets, derivative securities, investment management, a variety of funds (private and public), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management.

Question 7: What is included in the capital market The financial market refers to the two sides of the capital supplier and capital demander through the credit instrument for trading and financing the market, broadly speaking, is to realize the money lending and capital financing, for a variety of bills and securities trading activities in the market.

The financial market is also known as the capital market, including the money market and capital market, is the capital financing market. The so-called capital financing, refers to the process of economic operation, the supply and demand for funds to use a variety of financial instruments to regulate capital surplus activities, is a general term for all financial transactions. In the financial market trading is a variety of financial instruments, such as stocks, bonds, savings certificates of deposit and so on. Fund financing is referred to as financing, generally divided into direct financing and indirect financing. Direct financing is the supply and demand of funds directly for the activities of capital financing, that is, the demand for funds directly through the financial market to the community has a surplus of funds to institutions and individuals to raise funds; corresponding to this, indirect financing refers to the funds through the bank activities, that is, the demand for funds to banks and other financial intermediaries to apply for a loan in the form of financing. Financial markets have a direct and profound impact on all aspects of economic activity, such as personal wealth, business operations, and the efficiency of economic operations, all depend directly on the activities of financial markets.

The composition of the financial market is very complex, it is a huge system composed of many different markets. However, generally based on the duration of the trading instruments in the financial market, the financial market is divided into two categories: the money market and the capital market. The money market is the market that finances short-term funds and the capital market is the market that finances long-term funds. The money and capital markets can be further divided into a number of different sub-markets. The money market includes the interbank lending market, the repurchase agreement market, the commercial paper market, the banker's acceptance market, the short-term *** bond market, the large-denomination negotiable certificates of deposit market and so on. The capital market includes the medium- and long-term credit market and the securities market. Medium and long-term credit market is the loan market between financial institutions and industrial and commercial enterprises; securities market is the market for financing through the issuance and trading of securities, including the bond market, stock market, fund market, insurance market, financial leasing market and so on.　Financial Leasing (Financial Leasing), also known as Equipment Leasing (Equipment Leasing) or Modern Leasing (Modern Leasing), is a lease that substantially transfers all or most of the risks and rewards associated with the ownership of an asset. Ownership of the asset may or may not ultimately be transferred.

Its specific content refers to the lessor according to the lessee's specific requirements of the leased object and the supplier's choice, the capital to the supplier to buy the leased object, and leased to the lessee to use, the lessee pays rent to the lessor in installments, in the lease period of the leased object belongs to the ownership of the lessor, the lessee has the right to use the leased object. After the lease expires, the rent is paid and the lessee performs all the obligations according to the provisions of the financial leasing contract, if there is no agreement on the ownership of the leased object or if the agreement is not clear, it can be supplemented by agreement; if no supplemental agreement can be reached, it shall be determined in accordance with the relevant provisions of the contract or the trading habits, and if it is not determined, the ownership of the leased object shall be vested in the lessor. Financial leasing is a new type of financial industry integrating financing and financing, trade and technology renewal. Due to the combination of financing and financing, the leasing company can recover and deal with the leased objects when problems arise, thus it is very suitable for small and medium-sized enterprise financing because it does not have high requirements for enterprise credit and guarantee when dealing with financing. In addition, financial leasing belongs to off-balance sheet financing, which is not reflected in the liability items of the enterprise's financial statements and does not affect the enterprise's creditworthiness. This is very favorable for SMEs that need multi-channel financing.

An essential difference between financial leasing and traditional leasing is that traditional leasing calculates rent on the basis of the time the lessee leases the object, while financial leasing calculates rent on the basis of the time the lessee occupies the financing cost. Is the market economy to a certain stage of development and the emergence of a more adaptable financing methods, is the 1950s in the United States, a new type of transaction, because it adapts to the requirements of modern economic development, so in the 1960s to 1970s quickly developed around the world, and today has become one of the main means of financing for the renewal of enterprise equipment, known as the "Sunrise industry". China in the early 1980s after the introduction of this way of doing business, more than two decades has also been rapid development, but compared to developed countries, the advantages of leasing is still far from being played out, the market has great potential.

Financial leasing, also known as financial leasing or financial leasing, refers to the lessor according to the lessee of the supplier ...... >>

Question 8: Briefly describe the development trend of the financial market 1, the development trend of the financial market is:

(1) financial globalization (market transaction nationalization and internationalization of market participants); (2) financial liberalization; (3) financial worker appeasement; (4) financial securitization.

2, the financial market: is the capital financing market, refers to the capital supplier and capital demanders of both sides through the credit instrument transactions and financing market, in broad terms, is to realize the currency borrowing and lending and capital financing, dealing with a variety of instruments and securities trading activities in the market

Problem 9: What are the financial institutions in China China's financial institutions, according to the status and function can be divided into The first category, the central bank, that is, the People's Bank of China. The second category, banks. Including policy banks, commercial banks. The third category, non-banking financial institutions. These mainly include state-owned and joint-stock insurance companies, urban credit cooperatives, securities companies (investment banks), financial institutions, and so on. The fourth category is foreign-funded, overseas-funded and Sino-foreign joint venture financial institutions operating within the country. These various financial institutions complement each other, constituting a complete system of financial institutions.

Question 10: What are the financial projects The so-called network finance, also known as electronic finance (e-finance), refers to the financial activities based on the results of the construction of financial electronic realization on the Internet, including network financial institutions, network financial transactions, network financial markets and network financial supervision and other aspects. In a narrow sense, it refers to the financial business carried out on the International Internet (Internet), including network banking, network securities, network insurance and other financial services and related content; in a broad sense, network finance is the general term for all financial activities in the global context supported by network technology, which not only includes the content in a narrow sense, but also includes network financial security, network financial supervision and many other aspects. It is different from the traditional financial activities that exist in physical form, and it is the financial activities that exist in electronic space, and its existence form is virtualized, and the operation mode is networked. It is a product of the rapid development of information technology, especially Internet technology, is adapted to the needs of the development of electronic commerce (e-merce) and the emergence of the network era of financial operation mode.