What are the modes of agricultural insurance?

Answer: 1. American and Canadian model-government-led participatory model

This model is led by the national professional insurance institutions, which carries out macro-management and direct or indirect operation of policy agricultural insurance. The countries that implement this model are represented by the United States and Canada.

2. Japanese model-government-supported social mutual assistance

Japan is the main representative of the countries that implement this model. Its characteristics are: strong policy, the state implements compulsory insurance for major crops, such as rice, wheat, breeding animals, etc., and other voluntary insurance.

3. Western European model-government-funded commercial insurance

The implementation of this model is mainly in some western European developed countries such as Germany, France and Spain. The main characteristics of this model are: there is no unified agricultural insurance system in China, and the government generally does not operate agricultural insurance.

4. Developing country model-selective government support

This model is mainly represented by some developing countries. The main features are as follows: agricultural insurance is mainly provided by government specialized agricultural insurance institutions or national insurance companies; Less insurance, low degree of protection, small scope of protection, mainly covering crops; Compulsory participation in agricultural insurance is generally related to agricultural production loans.