What is the meaning of the pool pledge

Question 1: the note pool pledge note prompt payment how to endorse the lawyer, I am a bank staff, we received a stamped "pledge" words entrusted to collect the bank acceptance (I act as the acceptor), how to determine whether the endorsement is continuous. If the last endorsement of the note is: endorsement column endorsed the word "pledge", endorsed by the Industrial and Commercial Bank of China. Then should be prompted by the industrial and commercial banks to pay it, whether the note needs to be transferred to the account named "industrial and commercial banks" account? Can it be transferred to the account of the pledgee (i.e., the endorser of the pledge) at the time of the pledge? If the money is to be transferred to the account of the endorsing enterprise at the time of the pledge, does ICBC need to make another endorsement and transfer on the instrument, with the endorsement stating "release of the pledge" and the endorsed enterprise as the endorsed enterprise, so as to return the right of the instrument to the enterprise? If the Industrial and Commercial Bank of China does not do endorsement, directly by the enterprise in the "pledge" endorsement after the "entrusted receipts" endorsement, the bank can be considered that the endorsement of the note is not continuous it"? In addition to the word "pledge" of the bankers acceptances to prompt the payer to produce the relevant proof of release of the pledge, whether the bank only need to verify the authenticity of the bill and the form of endorsement of the continuity of payment, whether the release of the pledge can be the reason for refusal to pay?

Question 2: What is bill pooling If cash management is the advanced state of the bank's management of customer funds, then bill pooling is the bank's management of customer bill resources of the most sophisticated means, the customer will be huge bill resources "deposited" in the bank, at any time you can handle the withdrawal of bills, pledges, and due to the collection, etc.

The bank's management of the cash pooling is the most advanced state of the bank's management of customer funds, so it is the most advanced means of the bank's management of customer bill resources.

The comprehensive management service of commercial bills of exchange is very suitable for large group customers, and it is a very promising business that deserves the attention of all banks. Enterprises outsource all their bill business to banks, establish bill pools, and choose discounting, pledging, and due collection at any time according to their needs.

"Bill pool" is the customer will be all the bills outsourced to the bank, the bank for the customer to provide commercial bills of exchange identification, query, storage, collection and other package of services, and according to the customer's needs, at any time to provide commercial bills of exchange withdrawal, discounting, pledge invoicing and other financing to ensure that the business needs of a comprehensive bill Value-added services, so that customers can focus all their energy on the main business. The business is a very promising business, worthy of attention by banks.

The product is suitable for large group customers who have a very large amount of bill transactions and have no discounting needs for the time being, such as iron and steel, automobile, petrochemical, electric power supplies and other important customers. This product can greatly reduce the workload of large group customers' bill business and manage all the bill resources of the group scientifically and efficiently.

The business needs to develop a set of integrated bill management system to calculate and manage customers' bill resources through the system.

Question 3: What is bill pooling Bill pooling refers to a comprehensive bill value-added service in which the bank provides customers with a package of services such as commercial bills of exchange identification, query, custody, collection, etc., and can, according to the needs of the customers, at any time provide the withdrawal of commercial bills of exchange, discounting, and pledging to issue checks and other financing to ensure the business needs of the enterprise. If cash management is the advanced state of the bank management of customer funds, then the bill pool is the bank management of customer bill resources of the most sophisticated means, the customer will be its huge bill resources "deposited" in the bank, at any time for the withdrawal of the bill, pledge, and due to the collection and so on.

Question 4: What is the meaning of the decentralized management mode in the bill pool The bill pool refers to a comprehensive bill value-added service in which the bank provides customers with a package of services such as commercial bills of exchange identification, inquiries, custody, collection, etc., and can provide commercial bills of exchange at any time according to the needs of customers, such as remittance discounting, pledge invoicing, and other financing to ensure that the enterprise's business needs. If cash management is the advanced state of the bank management of customer funds, then the bill pool ...

Question 5: What benefits can the bill pool business bring to the enterprise The bill pool refers to a comprehensive bill value-added service in which the bank provides customers with a package of services such as commercial bills of exchange identification, query, custody, collection, etc., and can, according to the needs of the customer, at any time, provide commercial bills of exchange withdrawal, discounting, pledge invoicing, and other financing to ensure that the enterprise's operational needs. If cash management is the advanced state of the bank management of customer funds, then the bill pool is the bank management of customer bill resources of the most sophisticated means, the customer will be its huge bill resources "deposited" in the bank, at any time for the withdrawal of the bill, pledge, and due to the collection and so on.

Question 6: Who keeps the pledged notes and collects them? Fun Investment Finance has signed a note pooling agreement with a cooperative bank, and all notes are kept and collected by the cooperative bank.

Question 7: What is the purpose of the "bill pool" in ICBC Corporate Internet Banking? Through the bill pooling business, enterprises under the bill pooling agreement can realize a pool quota *** enjoyment, use *** enjoyment quota to make invoicing applications, and at the same time can increase and decrease the bill pool *** enjoyment quota through the pledge of the holding of bills into the pool and out of the pool pledge. In addition, enterprises can also apply for discounting, pledging, transferring and collection of notes already held in the pool. The enterprise online banking bill pool business supports batch invoicing application, bill pool agreement query and maintenance functions.

Question 8: What are the key points of validation of the bills pooled into the bill pool Open

Question 9: The pain points of the bill pool For enterprises, the issuance of bankers' acceptances is mainly used to pay for the purchase of raw materials, payment of project payments, freight, etc., and is from more than a hundred thousand to hundreds of thousands of small-denomination bills. Some banks have noticed this and established bill pools, but the cost is still relatively high, and the circulation cost is high

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Question 10: The price of bill pools Banks will determine whether or not to charge customers and the amount of the charge based on the comprehensive revenue created by the customer for the bank. If discounting is handled, the bank offers a more favorable discount rate. The bank keeps detailed records of each note information for the customer and establishes an independent ledger to record in detail the status of the note (e.g., the time of the note from the maturity date, the number and amount of notes that have been consigned, the resources of the note that are currently available, etc.), so as to make it easy for the customer to understand the information about the note and for the bank to reconcile with the customer in a timely manner. (Based on the information of each bank's "bill pool")