How to check personal credit report online?

At present, there are three main ways to query personal credit information:

First, you can go to the local branch of the People's Bank of China for on-site inquiry;

The second is to inquire about my credit information service through the network;

Third, online banking inquiry, commercial bank agent inquiry and other service channels.

Here is how to inquire personal credit information through the Credit Information Center of China People's Bank.

1. First enter the Credit Information Center of the People's Bank of China, official website.

2. Then slide the mouse down to find the Internet personal credit service platform.

3. Click Start Now.

3. Log in to your account.

4. If the verification method is selected, you can use the three verification methods in the figure.

5. The user selects the credit product to query and clicks Next.

6. Generally, the next day after submitting the inquiry application, the SMS containing the identity verification code will be fed back according to the mobile phone number filled in at the time of registration. Individuals need to log on to the website to check the credit report with the ID verification code within 7 days after receiving the ID verification code.

Precautions:

1. Credit investigation is only an objective record, no matter good or bad, as long as it is within the collection scope, it will be recorded.

2. Personal credit report is equivalent to our "economic identity card", which is an objective and authoritative record of our historical credit. Widely used in loan and credit card approval, qualification examination and other fields. People with poor credit records are likely to be rejected or offered the required interest rate when applying for credit cards or loans.