What are the advantages of micro-insurance over traditional insurance?

Brother Bao said insurance, focusing on insurance evaluation! The following is the latest comparison table of popular millions of medical insurance in China for everyone to see: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

Compared with traditional insurance, micro-insurance has the following advantages:

First, the insurance is convenient, and there are few complicated steps and processes.

Second, the settlement speed is also very fast, and the insurance cost is ok.

Micro-medical insurance is a popular product on the micro-insurance platform, and it is also a concern of many people. Here, by the way, introduce it to everyone ~

Micro-medical insurance is the same kind of insurance as Alipay, and it is a million-dollar medical insurance jointly launched by Internet insurance company and Tencent Micro-insurance. Micro-insurance is also supervised by the China Insurance Regulatory Commission, so there is no need to worry about the falsehood and unreliability of products.

Some time ago, the micro-medical insurance million medical insurance was upgraded to micro-medical insurance 2020. As for many people asking whether this product is good or not. Speak with facts! Look at the picture first:

Obviously, there are several advantages:

1. Basic security is dominant: hospitalization, outpatient medical treatment, outpatient service before and after hospitalization, and outpatient surgery are all included.

2. In addition, it also includes value-added services: heavy ion therapy, green channel for serious illness, advance payment and other value-added services.

3. The insurance threshold is low: 30 years old has social security, and the first year premium is 276, which can be said to be very cheap!

But I still want to talk about the shortcomings:

1. Extracorporeal or implantable medical AIDS or devices and their installation costs are not included. For example, the most expensive parts, such as heart valves, heart stents and intraocular lenses, are not reimbursed by micro-medical insurance, but many consumers don't know that this is a big pit.

2 overseas medical treatment and proton heavy ion therapy, reimbursement of 60%-70%. Social security can't reimburse these two treatment expenses. If you have to choose this treatment, even if it costs only 30-40%, it is not affordable for ordinary people.

Well, before it's too late, I've compiled more exciting content in this article: