Traditional Culture Encyclopedia - Traditional stories - What do you mean by customs clearance?
What do you mean by customs clearance?
Enterprises should rely on their own operating income to repay bank loans. However, if the operating income of the enterprise is not enough to repay the bank loan, the loan will become a non-performing loan. At this time, banks should take all possible means to recover the principal and interest of non-performing loans, which is collection. For example, some enterprises operate normally, but the operating cash flow is not enough to repay all the loans due at one time, and banks can pay off all the loans by gradual collection; However, some enterprises are not well managed, and banks can take legal measures to recover loans by realizing guarantors or collateral.
Revitalization is the embodiment of the results of the collection work. With the support of continuous financing, loan extension and interest reduction, the assets of the enterprise will gradually "live", re-create value for the future, maintain and continue the business of the enterprise, and even develop in a good direction, thus generating cash flow and gradually repaying bank loans. The result is revitalization. Just as doctors gradually restore the health mechanism of seriously ill patients and become normal people in various ways. This is a favorable result for both sides, but it is basically hopeless to revitalize terminally ill enterprises.
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