What traditional finance will be replaced by the development of financial technology?

First of all, it is more intuitive to change the payment method. With Alipay and WeChat payment, the frequency of using bank cards and cash is reduced. Secondly, the biggest personal feeling is financial management. In the past, people would choose to buy the bank's wealth management products. With Internet finance, many people choose to invest their surplus assets in financial platforms. At the same time, a new type of business has emerged in the banking industry, the technical output of financial technology. Such as Zhao Yin Yunchuang of China Merchants Bank and Jianxin Technology of China Construction Bank.