How to raise money to start a business with the help of relatives and friends?

Under the influence of Confucianism for thousands of years, Chinese people generally attach great importance to family ties. If relatives and friends have any difficulties, they are willing to help. This is a common thing in China. As the saying goes, "Brothers fight tigers, and father and son fight together." This is exactly the truth.

When some enterprises in our country start their business, they often take the family as the core, brothers and sisters as helpers, and relatives and friends as the radiation circle. On the one hand, they save capital investment and expenses, and on the other hand, they improve work efficiency. , to maintain daily operations.

Guan Dalin, who lives in Dashilan, Qianmen Street, Beijing, relied on the savings collected by his father and brothers as initial capital, and opened a restaurant with other brothers as helpers. From daily operations to renovating the back hall, expanding the business area, etc., they were all completed jointly with the family as the core and relying on the help of family members. Later, as the scale of the business expanded rapidly, the brothers all set up separate businesses. Stand alone.

Liu, a self-employed person from Shenyang City in Northeast China, exchanged the "shuangyang apartment" he lived in for a one-storey house, borrowed 20,000 yuan from his father-in-law and friends, and opened a "husband house" with his wife ***. "Feng" cold noodle shop sells Korean cold noodles. Liu has unique vision and smart management, and has the full help of his father-in-law and friends, especially his wife, who is Korean. He has made good plans for the shop to highlight the flavor characteristics of Korean cold noodles and adapt to the living habits of Korean customers. The store is becoming more and more prosperous.

Overseas, private lending is a tradition in Chinese society. When you need to borrow money from relatives, neighbors or friends, invite a "meeting" to solve temporary difficulties or focus on a major event. Many Chinese bosses use a small amount of borrowed funds as capital to start small businesses, or open a small shop, or do small craftsmanship, and then gradually accumulate funds to form their own entrepreneurial capital.

Wang Yongqing initially borrowed 200 yuan in his father's name to open a millet store. Later, he used the profits from the rice store to open a brick factory, and then used the accumulation from the brick factory as capital to start a lumber business. In the early 1950s, he finally accumulated NT$50 million. He used the money as a guarantee to apply for a loan of US$670,000 from the Taiwan authorities and founded Taiwan Plastics Industry Company.

Chen Bichen initially borrowed money to start a hardware and lumber shop with the help of several friends. Later, he used the money he earned to open three small companies, focusing on the export business of wood, hardware, medicines, canned food and rice. At the end of 1944, he used the funds accumulated from his own business to raise US$200,000 with ten other Thai businessmen to establish Bangkok Bank. Thus officially began his career as a banker.

When Zhou Zijing started his business, he opened a biscuit workshop with a friend with 100 yuan. After operating it for a month, he only made 70 yuan. Although it was found that the market demand was huge, the capital was too low to sustain. Later, he persuaded his uncle to lend him 3,000 yuan and founded his first biscuit factory, Corning Biscuit Factory. He served as both manager and biscuit maker, with his wife as his assistant and his brother as director. It developed rapidly. to a small biscuit factory with 40 workers and a preliminary scale.

Chen Jiahe is also a person who, after going through many hardships, was finally able to borrow money and embark on the road to wealth. At that time, a friend who was in the glass business came to him and asked him to raise 3,000 yuan to join a partnership. At that time, his friend's business was experiencing a cash flow problem. The Chen family raised money from various sources, and together with the 1,200 yuan their mother had saved from raising pigs all her life, they finally managed to scrape together 3,000 yuan. He used the funds to help his friends survive financial difficulties. Unexpectedly, this friend broke his promise. After getting out of trouble, he immediately proposed to break up with him. The cooperation between the two parties ended in less than 100 days. But Chen Jiahe was not discouraged. He found a boss who specialized in building decoration business and offered to cooperate. The condition was that he would invest with his own money, and he would install all the door and window glass in the houses and shops renovated by the shop owner. . From then on, Chen Jiahe took on glass installation projects with extraordinary efforts and diligence. In order to establish credibility, he will never use any excuse to delay the construction period. In this way, in about two years, Chen Jiahe gradually accumulated a sum of funds and had a group of relatively regular customers. In June 1962, he rented half of the store at a monthly rent of 100 yuan, named it "Hexing Jingzhuang Glass Company", and officially embarked on the road of independent entrepreneurship.

Tips for application of tips

1. Borrowing foreign capital is a popular borrowing technique after the reform and opening up. However, to borrow foreign capital, you must have projects that impress foreigners, especially to build confidence in you;

2. Borrowing money from relatives and friends is a more reliable source. However, you must be prudent and responsible for your relatives and friends. You must not hurt your feelings just to get rich and ultimately lose the trust of your relatives and friends.