What assets do commercial banks have?

According to the requirements of commercial bank management, commercial bank assets can be divided into five categories: cash assets, loan assets, securities assets, fixed assets and exchange difference funds.

Cash assets are a necessary condition for banks to maintain liquidity; Loan assets and securities assets are the main part of bank assets and the main source of bank profits;

Fixed assets are the necessary material conditions for bank operation;

Exchange difference fund is an inevitable capital occupation in bank operation.

The asset management of commercial banks will have an important impact on the whole social and economic life.