Is electric car insurance the same as gasoline car insurance?

New energy auto insurance is different from fuel auto insurance. The difference between new energy auto insurance and traditional gasoline vehicle insurance is as follows: 1. Clear use process includes: driving, parking, charging and operation; 2. Bring fire into the scope of protection; 3. Define the compensation scope of car damage insurance. The exclusive product of commercial insurance for new energy vehicles was officially launched on February 27th, 202 165438. Auto insurance includes three main risks and 13 additional risks, namely new energy vehicle loss insurance, new energy vehicle third party liability insurance and new energy vehicle personnel liability insurance, which basically take into account the common risks of new energy vehicles.

Protect yourself. For pure electric vehicles, the three major electrical systems of the vehicle have undergone various rigorous tests, especially the power battery. For vehicles, you must choose insurance according to the situation.

When new electric vehicles are insured, they can only be insured according to the insurance regulations for fuel vehicles, because there is no insurance specifically for electric vehicles at present. Insurance for many fuel vehicles, including water-related insurance and spontaneous combustion insurance, is obviously redundant, but it cannot be insured. In this case, there is no doubt that the cost of insurance has not increased. Many car owners complain that the insurance amount paid at the time of insurance should be insured according to the car price before government subsidies.

Although the insurance is insured at the price before the state subsidy, the actual payment is based on the purchase price list in the owner's hand, that is, the subsidized price. Million car purchase subsidy