What is the difference between Tencent Micro Medical Insurance and other insurance platforms?

Brother Bao said insurance, focusing on insurance evaluation! How about micro-medical insurance? Let's compare it with other popular millions of medical insurance in China: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

You should be talking about Tencent micro-guarantee. Micro-insurance is an insurance service platform under Tencent, which can be used directly on WeChat. The operation is simple, convenient and quick. The key point is that you can buy insurance services on WeChat.

Micro-medical insurance is a million medical insurance launched on Tencent's Internet insurance platform WeChat. It is underwritten by Taikang Life Insurance Company and supervised and implemented by China Insurance Regulatory Commission, which is naturally safe and reliable.

Some time ago, micro-medical insurance has been upgraded to micro-medical insurance 2020. What are the advantages and disadvantages of this product? Just evaluate it! First draw a picture to see the basic introduction of this product:

Generally, it has the following advantages:

1. Rich basic security: hospitalization, outpatient medical treatment, outpatient service before and after hospitalization, and outpatient surgery are all included.

2. More comprehensive value-added services: value-added services such as heavy ion therapy, green channel for serious illness and advance payment are readily available.

3. Conscience of premium: 30-year-old has social security, and the first-year premium is 276 years, which can be said to be very cheap!

After talking about the advantages, let's look at the disadvantages:

1. Extracorporeal or implantable medical AIDS or devices and their installation costs are not included. Like some valuables, heart valves, heart stents, intraocular lenses and so on. None of them are reimbursed, but many people don't know, which is a bit pitted.

2 overseas medical treatment and proton heavy ion therapy, reimbursement of 60%-70%. The key is that social security can't reimburse these two treatment expenses, even if the individual pays 30-40%, it is a huge sum!

In addition, there are still some shortcomings that have not been introduced. Want to know more, might as well take a look at this article, very detailed ~