What have you experienced from traditional finance to internet finance?

Hello, the main body of providing financial services is still the traditional financial institutions represented by banks ~ Internet finance just conforms to the trend of the times and has evolved into a new development trend ~ The essence of Internet finance is actually inseparable from traditional finance, so your question should be: the development history of Internet finance.

The development of Internet finance can be roughly divided into four stages:

The first stage is the so-called networking of traditional financial services. The first stage only helped us to do online business, but did not solve some problems in the transaction. but

In the second stage, e-commerce such as Taobao and Yi Bei appeared, but we didn't trust them. With the evolution of a series of third-party payment tools such as Alipay, it has gradually formed that everyone has tools and weapons, and can really trade and buy things online.

The third stage is the so-called internet finance. Many traditional financial businesses, such as funds and insurance, can be sold and traded directly online. In 20 12, the People's Bank of China officially issued a third-party consignment fund license, which is an obvious sign.

In the fourth stage, by 20 14, various valuable products, such as P2P and direct banking, have appeared. In the whole process, everyone can see the role of the Internet, from a tool and a channel to 4.0. Today, when the Internet enters version 4.0, finance and the Internet are completely combined. Without the Internet, P2P is impossible. We can't pay by mobile phone or open an account online. Internet finance is a trend and will continue to develop and evolve in the future.

Please adopt it, thank you ~