How to fill the shortcomings in the weak areas of the financial industry?

It is reported that the Notice on Directional Reduction of the Deposit Reserve Ratio in inclusive finance issued by the Central Bank in 20 17 is expected to be fully implemented from 5,438+25 June this year. It is reported that the RRR cut can cover all large and medium-sized commercial banks, about 90% city commercial banks and about 95% non-county rural commercial banks.

According to the report, in the interview, many experts said that the impact of the targeted reduction of the deposit reserve ratio on liquidity and the market is short-lived. Combined with the mechanism arrangement of delaying the implementation of targeted cuts to required reserve ratios New Deal for one quarter, it is not difficult to see that the People's Bank of China is cautious about releasing long-term liquidity under the current macro-policy framework.

20 17, the general idea of the central bank to keep the market interest rate level in a tight balance by "cutting peaks and filling valleys" is very clear. The central bank creates favorable monetary and financial conditions for further deleveraging, and the direction of effectively controlling macro leverage ratio will not change at 20 18. Therefore, even if the directional reduction of the deposit reserve ratio will lead to an increase in market liquidity in the short term, the loose state will not last long.

Some analysts said that the targeted reduction of the deposit reserve ratio should be regarded as a structural liquidity adjustment, the main purpose of which is to support and promote banks to take positive incentives to fill the shortcomings in the weak areas of financial services and increase the credit supply to inclusive finance.

I hope that the shortcomings of the financial services industry can be made up as soon as possible!