How long does it usually take for inter-bank transfer to arrive?

The arrival time of inter-bank transfer is mainly determined by the investor's transfer method, and the approximate arrival time is analyzed as follows:

1. If you transfer money through the mobile banking APP or online banking, you usually choose quick transfer within two hours; Choose normal arrival, generally within 24 hours, depending on the actual arrival time.

2. In the case of inter-provincial and inter-bank transfer, this situation generally depends on the business review progress of the transfer bank and the receiving bank, but usually it will not exceed 3 working days, depending on the actual arrival time.

3. If it's inter-bank transfer in the same province, it's one working day, and the general funds will arrive on the next working day, depending on the actual arrival time.

How to make inter-bank transfer:

1, bank counter

The bank counter is the most traditional way to transfer money. Most depositors will choose to go to the bank counter for transfer procedures. The bank counter transfer time is generally within 24 hours, and it will not exceed 3 working days at the latest. Investors can bring valid identity documents, bank cards and other supporting materials.

2. Mobile banking

The advantage of using mobile banking APP for inter-bank transfer is that there is no handling fee and the transaction cost is reduced. At present, all banks have mobile apps, and most banks do not need to charge fees for mobile phone transfers. Mobile banking transfer can choose real-time or ordinary account. The real-time arrival time is generally less than 2 hours, and the general arrival time is 1-3 working days.

3. Online banking

The time for inter-bank transfer of online banking is also relatively fast, generally around 1 working day, and the faster time is about 2 hours. Depending on the progress of bank audit, some banks may need a long time, generally not more than 3 working days.

4. bank self-service ATM

The time for inter-bank transfer through ATM is mostly within 24 hours, but in order to prevent telecom fraud and other events, the collection time is changed to 24 hours later.

The arrival time of inter-bank transfer between different banks may be different, because the business review and processing progress between banks is different, so the actual arrival time shall prevail. Investors are also advised to choose to transfer money during bank working hours. If it is a weekend or holiday, the progress of banking business may be delayed.