Which is better, Farmers and Merchants Bank Smart Deposit or Term

1, Farmers and Merchants Bank smart deposit interest rate is significantly higher than the ordinary time deposit interest rate, the benefit is higher.

2, smart deposit has a super-attractive rely on file interest accrual function. When you withdraw a fixed deposit early, the fixed interest rate will be converted to call interest, which will cost you a lot of money. Smart Deposit adopts the gearing mode, which divides the interest rate into several gears, and can solve this problem perfectly.