What are the discount processes for silver tickets?

Discounting commercial acceptance bills refers to a credit business in which the holder transfers the unexpired commercial acceptance bills to the bank, and the bank pays the balance of the bills to the holder after deducting the discount interest according to the discount rate.

Discount process of commercial acceptance bill

I. Relevant documents to be provided:

1. Company legal documents: business license, organization code certificate, tax registration certificate, account opening permit, loan card, legal person ID card/passport,

2. Enterprise trade documents: company profile, company description, commodity trading contract, copy of VAT invoice (unnecessary), financial statements, commercial acceptance draft (sample ticket color printing).

3. Enterprise confirmation documents: documentary confirmed letter of guarantee, commercial acceptance bill discount agreement, invitation letter.

Discount process of commercial acceptance bill

I. Relevant documents to be provided:

1. Company legal documents: business license, organization code certificate, tax registration certificate, account opening permit, loan card, legal person ID card/passport,

2. Enterprise trade documents: company profile, company description, commodity trading contract, copy of VAT invoice (unnecessary), financial statements, commercial acceptance draft (sample ticket color printing).

3. Enterprise confirmation documents: documentary confirmed letter of guarantee, commercial acceptance bill discount agreement, invitation letter.

Two. Basic conditions for discounting commercial acceptance bills:

1. Confirmed banks: four major banks and nine joint-stock banks.

2. Loan term: half a year.

3. Discount interest: the one-time discount (half a year) is between 8% and 12%. The agency fee shall be calculated separately.

4. Acceptance amount: 50 million yuan to 65.438+0 billion yuan each time.

5. Bill requirements: China People's Bank Bill Center unifies bills.