Traditional Culture Encyclopedia - Traditional virtues - Can land be used as loan collateral for small and micro enterprises?
Can land be used as loan collateral for small and micro enterprises?
The right to use state-owned land can be used as loan collateral for small and micro enterprises to apply for mortgage loans from banks, as follows:
Lenders who operate enterprises (industrial and commercial licenses) apply for loans with land certificates as collateral.
The borrower applies to the bank with the lender's identity certificate, household registration book, marriage certificate, land certificate, business license, tax registration certificate, income certificate, bank capital flow and house evaluation report. After the approval, he went to the housing management department to register the mortgage, and then went to the bank to withdraw the loan.
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