What is the current situation of China's banking industry?

At present, the banking industry in China includes four major state-owned commercial banks, 1 1 joint-stock commercial banks and numerous city commercial banks.

Industrial Bank, credit cooperatives, and foreign financial institutions that have entered or are about to enter China. In addition, there are

Policy banks play a role in specific fields.

The internal management, credit evaluation ability, credit system and risk control ability of China Bank have also been improved.

There are many defects, the staff quality and knowledge and skill structure need to be improved, and the management information system is still far from perfect.

In addition, banks in China are often subjected to various external pressures and administrative interventions in their credit work, while credit decisions are not.

Based entirely on credit factors. Support the local economy, help state-owned enterprises get rid of difficulties and develop key industries.

It is often an important factor affecting credit decision.