What are the advantages and disadvantages of insurance e-commerce and traditional channel insurance?

The advantages and disadvantages of insurance e-commerce and traditional channel insurance mainly include the following points:

E-commerce in the insurance industry generally involves the insurance of baby or the insurance of after-sales freight of baby. The insurance for the baby refers to the compensation for the quality problems and damage problems of the purchased goods in the transportation process, and the freight insurance also requires the buyer to pay the postage first, and return the freight insurance to the user's Alipay or online banking after the baby is purchased. It is a virtual way of compensation, while the traditional channel insurance is completed through sales, meeting and signing contracts. Therefore, compared with insurance e-commerce services, online product consultation and electronic insurance policies can be completed by clicking the mouse.

Compared with traditional insurance promotion methods, e-commerce insurance allows customers to choose their own products, and customers can compare the products of several insurance companies online, with transparent premiums and clear rights and interests, which can greatly reduce the surrender rate of traditional insurance sales;

Claims are easier, e-commerce makes insurance easier, information flows faster, and customer claims are no longer as difficult as before. As long as you buy transportation insurance or insure your baby, once there is a problem, you can get compensation after verification.