Analyze the payment risks existing in the e-commerce platform

The payment risks existing in the e-commerce platform are as follows:

1, computer network risk. Computer network risk includes: computer network equipment risk, computer network system risk, database risk and so on. It is characterized by the security problems that may exist in the computer network itself, the implementation of network security enhancement programs to ensure the security of the computer network itself as the goal;

2, business transaction risk. Business transaction risk is the traditional business in the application of the Internet in the application of a variety of security issues arising in the computer network security based on the smooth progress of the e-commerce process, that is, to achieve e-commerce confidentiality, integrity, identifiability, non-falsifiability and non-repudiation. E-commerce is in various forms and involves different security issues, but one of the most central and critical issues is the security of transactions. Generally speaking business security in general the following kinds of security risks: theft of information, tampering with information, counterfeiting, malicious damage.

Legal basis: "non-financial institutions payment services management measures" Article IV

The transfer of monetary funds between payment institutions should be entrusted to banking financial institutions, shall not be processed through the payment institutions to deposit monetary funds with each other or entrusted to other payment institutions and other forms of processing. Payment institutions shall not handle the transfer of monetary funds between banking financial institutions, except with special permission.