Traditional Culture Encyclopedia - Traditional virtues - What are the advantages and disadvantages of traditional commercial banks transforming into Internet finance?
What are the advantages and disadvantages of traditional commercial banks transforming into Internet finance?
With a huge user base, it is the target audience of future Internet financial products.
Reputation and brand
With offline physical outlets, you can support offline online marketing, promotion and other activities. Offline physical outlets can give users a place to consult and exchange complex business, which is especially reassuring in times of financial crisis. This is more advantageous than internet financial websites without physical outlets.
Disadvantages:
1. Internet thinking is slightly weak.
2. Slow action and weak execution.
3. Traditional banks will consider risks, fund supervision and audit qualifications. When doing internet finance, it leads to more costs. Although the internet financial products provided by banks are safer, the income is not absolutely competitive.
This is my analysis. I hope I can help you. I'm from the bank, too. Let's communicate with each other.
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