Six ways of risk financing

Bank loan is called the "reservoir" of risk financing, which has a "mass base" among entrepreneurs. It refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. -Generally, you need to provide guarantee, house mortgage, proof of income and good personal credit information before you can apply.

2. Venture capital

Venture capital is a high-risk and high-return investment, and venture capitalists enter venture enterprises in the form of equity participation. Venture capital favors high-tech startups.

3. Private capital

Private capital is the current assets of private enterprises and the financial assets of families. Its investment operation procedure is relatively simple, financing speed is fast, and the threshold is low.

Step 4 repay the loan

Loan repayment treasure is an innovative technology and finance service developed by Sichuan Huang Ma Gua Information Technology Co., Ltd. relying on Huang Ma Gua Internet technology platform. Loan repayment treasure helps borrowers borrow from financial institutions, helps borrowers repay when they have repayment difficulties, maintains borrowers' credit and protects borrowers' refinancing ability.

5. Financing lease

Financial leasing means that the lessor purchases the leased property from the supplier according to the specific requirements of the lessee and the choice of the supplier, and rents it to the lessee for use, and the lessee pays the rent to the lessor in installments. That is, a credit method with financing as its direct purpose seems to borrow something, but the essence is to borrow money and repay it in installments in the form of rent.

6. Small loans for science and technology

Through the mode of "equity+creditor's rights", science and technology small loans provide financing support for small and medium-sized science and technology enterprises in the initial stage or growth stage, helping them to develop rapidly.

Mingde Capital Ecosphere is an investment counseling platform with enterprise growth counseling, listing counseling and investment as its core business. Mingde Capital Ecosphere consists of Mingde Gankun (business, consulting, media and fund), Mingde Lan Ying (IPO counseling agency) and Mingde Tiansheng (private equity fund, filing code ST8 1 14, ST7499).

If you still have questions about venture financing, you can click the online consultation button below and talk to the teacher directly. /。