What are the advantages and disadvantages of separate operation and mixed operation of commercial banks and investment banks?

The mixed operation of financial industry refers to the mutual penetration and intersection of the businesses of banks, securities companies, insurance companies and other financial institutions, and is not limited to their separate operations.

Separate operation means that financial institutions only engage in one kind of business.

It is generally believed that the financial industry can be regarded as a big industry mainly composed of three small industries: banking, securities and insurance.

If the financial operators only operate a single small industry, it is called "separate operation", that is, commercial banks only engage in commercial banking, securities companies only engage in securities business, and insurance companies only engage in insurance business.

Tips: The above information is for reference only.

Response time: 2021-11-0/. Please refer to the latest business changes announced by Ping An Bank in official website.