Car insurance electronic policy is valid, and the difference between paper policies

Car insurance electronic policy is effective, in Taizhou, for example, Taizhou People's Insurance customers in Taizhou local new car registration, the issuance of the inspection mark (on-line or exempted from inspection), no longer need to submit a paper compulsory insurance insurance policy to the DMV, there is no policy time difference, the DMV through the background of the data query to confirm the comparison, you can handle the business.

Difference one, different insurance policies have the same effect. The electronic policy is stamped with an electronic signature of the PDF format file, with tamper-proof function. The paper policy also has the same effect, but is not as convenient as the e-policy.

Difference two, electronic policy more time-saving. In order to deal with traffic accidents, for the annual inspection and other car driving management business, car owners need to show the paper compulsory insurance policy. If you use the electronic policy, the owner does not need to submit a paper policy, especially for drivers who do not have a paper policy with them, to be more convenient and time-saving.

Difference three, increase the risk of being set against the license plate. Paper policy is also prone to illegal behavior similar to vehicle license plate, some people use other people's policy sets to fight the fake policy, increasing the difficulty of the insurance agency and traffic control department verification. There is an electronic policy, vehicle owners, insurance agencies and traffic control departments will be liberated. Especially when traffic police dealing with traffic accidents, enter the vehicle information immediately check the policy, can improve the efficiency of accident handling.

Difference four, electronic policy to replace the paper policy. After the mandatory insurance policy electronic, the insurance companies have long been ready for the commercial auto insurance will also be synchronized with the full implementation of electronic. By that time, after the vehicle is insured, unless the owner of the vehicle is clearly informed of the need for a paper policy, the insurance agency will be issued by default electronic policy.

Difference five, can not completely replace the paper insurance policy. Because there are still problems with connecting various departments in the network as well as validation, e-policy only involves the insurance company's business. Although the e-policy can play a full effect, but involves the traffic management bureau, vehicle management business, e-policy can not completely replace the paper policy.

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