Traditional Culture Encyclopedia - Traditional customs - What's the difference between European and Chinese banks' way of thinking
What's the difference between European and Chinese banks' way of thinking
Domestic banks are dominated by traditional business. Western banks have broken through the traditional mode of business and realized financial disintermediation, with a wide range of financial derivative products.
Domestic banks are based on traditional business, financial innovation has been greatly developed, and the business model is a division of business. Western banking business has broken through the traditional mode, realized the financial disintermediation, financial derivatives of a wide variety of products, and even bring greater risks. Most of the business model is mixed business.
China and some Western countries use BranchSystem, that is, branch banking, there are some countries have a central bank and so on, the difference is that the banking industry is not competitive enough, the market is not fully developed, and the basic depository loans are mainly, investment products are less. Service consciousness is not strong.
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