Children's insurance introduction traditional education annuity insurance

You are talking about education insurance, education insurance is based on age, and is not based on the university with the letter of admission (before a Ping An old insurance does also based on the university with the letter of admission, but this is already history).

Currently, there are two main types of education savings insurance:

1, is the traditional education annuity insurance, such as 18 years old (usually the age of college) began to receive each year, four consecutive years to the end. There are also to the age of 25 years old, to receive insurance benefits, so that the insurance to receive a fixed amount of money, the protection is clear.

2, the market is currently hot universal life insurance, or investment insurance, to invest in value-added as a reserve for future education, but it has a certain risk, and can not guarantee how much value-added, and its first five years of deduction costs are high, generally need to be in the medium-to-long term of the continued contributions to the investment nuisance show the effect of, of course, its income opportunities may be greater than the traditional education fund insurance.

That is to say, the steady selection of traditional education annuity insurance, can bear the risk of pursuing greater income opportunities selection of universal life insurance, or investment-linked insurance.

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