How to inherit the parents' house is cost-effective

How to inherit the parents' house is cost-effective

At present, children inherit their parents' houses and need to transfer ownership. This transfer can be divided into inheritance, transaction and gift. So how to inherit the parents' house is cost-effective? It's a deal.

1, inheritance

Inheritance is a more traditional one. If the house is transferred to the children through inheritance, the deed tax of 3% can be exempted. For example, for a 3 million house, inheriting this transfer can save 90,000 yuan and only need about 70,000 yuan. Therefore, it is more cost-effective to transfer the inherited parents' house.

2. Trade

Trading is buying and selling a house, the kind with high cost performance. If this set of 3 million houses transferred to children has been purchased for more than five years, then if it is transferred to children, it is actually cheaper than inheritance, and the cost is only over 30,000, only the deed tax needs to be paid.

Step 3 give

Actually, this kind of gift is not recommended. If the house is transferred to the children by gift, you need to pay all the deed tax, which is 3% of the value of the house. A 3 million house needs to pay 90 thousand deed tax, and you also need to pay notarization fee and evaluation fee.

The above is about parents buying real estate for their children. I hope it will help everyone!