About the bank's shareholding

Capital stock, should be in a conspicuous place in the form of shares of the notes of the members (shareholders) should pay attention to matters.

① members (shareholders) shares, should carefully read the articles of the Rural Credit Union, Rural Cooperative Bank, aware of the rights of the members (shareholders) of the obligations of the Association

② based on profitability, based on the allocation of bonuses to the members (shareholders), the correct shares to pay interest on the capital stock;

③ members (shareholders) of the equity gold of the Rural Credit Union and Rural Cooperative Bank The provisions of the risks and civil liabilities assumed

④ members (shareholders) to withdraw their shares should be in accordance with the conditions set out in the articles of association.

1, the capital stock of the certificate shall be in a conspicuous position in the form of share notes to describe the members (shareholders) should pay attention to the following expression correct ().

Choices

B, before the members (shareholders) of the shares, should read the articles of the Association, Rural Credit Unions, Rural Cooperative Banks, to know the rights of the members (shareholders) obligations.

C, the withdrawal of members (shareholders) should be in accordance with the conditions set out in the articles of association.

In addition to traditional services, such as deposits, loans, foreign exchange settlements, rural credit unions provide customers with information and counseling, wealth management, collection and payment, insurance agency, securities, other banks. The main services of rural credit union loan business.

Choosing an information counseling financing organization must?

D, collection and payment, travel agency electronic insurance, securities and other financial

What is the purpose of the use of microcredit volume for farmers?

A: loans for agricultural production costs such as planting, farming;

2 loans for agricultural machinery;

loans for pre-production, mid-production and post-production services such as loans around agricultural production;

4 loans for consumers to buy the necessities of life, housing, medical care, children's schooling.

3, the use of microcredit loans () for farmers.

B. Farming, aquaculture and agricultural production cost loans;

B. Agricultural machinery loans;

D. Pre-production around agricultural production, production, post-production service loans;

> State financial subsidies, financial support, tax incentives and other aspects of support for the rural credit unions:

6 State support for rural credit unions ().

Choices A, B financial support in the form of financial subsidies

C, tax incentives

Shares of rural credit unions and rural cooperative banks to should pay attention to the following matters:

(1) Shares of rural credit unions and rural cooperative banks in the form of monetary funds, shall not be in the form of physical assets, debt securities at the price of shares. Rural cooperative banks shall be recognized in accordance with the original non-monetary form of capital stock, or clean relevant provisions.

(2) Members (shareholders) of rural credit unions and rural cooperative banks must have their own funds, shares in the loans of financial institutions.

(3) Rural Credit Unions and Rural Cooperative Banks are not allowed to cross-hold shares of industrial and commercial enterprises in the form of convertible shares.

(4) Rural credit unions and rural cooperative banks may not receive funds from people's governments at all levels of direct interest. Local people's governments at all levels in support of reform and development, rural credit unions and rural cooperative banks to donate assets (funds) or replace non-performing assets with quality assets. Donated assets (funds) should include the capital surplus of rural credit unions and rural cooperative banks, and cannot be directly included in the capital stock. The principle of the people's government in the form of donated monetary funds. Donation of physical assets in the form of intermediaries, should be assessed by the banking regulator to confirm its value.

8, rural credit unions and rural cooperative bank shares (conditions)

B, rural credit unions and rural cooperative banks shall not be convertible form of mutual shares of industrial and commercial enterprises;