Jiangsu Sheyang Rural Commercial Bank of the run

Jiangsu Sheyang Rural Commercial Bank in Yancheng Environmental Protection Industrial Park, a branch, suffered nearly 1,000 people to run for cash, it is understood: this is a "Sheyang Agricultural and Commercial Bank will be closed" rumors by the people a ten, ten, a hundred, which triggered a run on the tide.

Jiangsu Sheyang Rural Commercial Bank was rumored to be closed to lead to a run on the bank in just four days, triggering more than 1,370 related news reports, related microblogging reached nearly 7,000, domestic and foreign financial media, mainstream media, metropolitan media have given a comprehensive report, in-depth analysis. Many financial practitioners and researchers said: the problem of insufficient financial ecological stability in rapidly urbanizing areas, exposed behind the run, needs to be taken seriously.

In China, banks are considered to have an implicit guarantee of government credit, and the run on Sheyang Agricultural and Commercial Bank revealed that the risk prevention and control of China's rural financial institutions need to be strengthened, and also made the outside world generally worried about the risks of China's financial system.

26 "China News" pointed out: "collapse" rumors triggered thousands of people run incident, forcing village banks to reflect on risk management. Due to the village bank has a small scale, weak ability to withstand risks and other inherent shortcomings, and therefore since the beginning of the creation, it is necessary to strengthen the overall risk management, recognize the business risk, and constantly improve their risk management capabilities, always adhere to the prevention of risk in the first place. After all, only to ensure the sustainable development of village banks, this new thing can survive, in order to provide healthy and stable financial services for the rural economy.

"Guangzhou Daily" is of the view that: in fact, rumors caused by the run is not terrible, credit "run" is the biggest crisis of the bank. However, now some banks have a tendency to abuse this credit for their own personal gain, such as banks in recent years, "the poor love the rich", the small and medium-sized depositors of the service is not in place. Many banks have launched various so-called financial products in recent years to make profits, but they have unilaterally promoted their high returns to customers while ignoring their high risks.

People's Daily Online - Behind the run on Sheyang Agricultural and Commercial Bank, which has attracted a lot of attention