What are the advantages and disadvantages of financial leasing?

I advantages of financial leasing financial leasing has the following advantages: 1. The threshold for financial leasing is low. 2. Financial leasing can extend the financing period and increase the cash flow of SMEs. 3. Financial leasing can improve the financial situation and financing ability of SMEs. 4. Financial leasing is beneficial for small and medium-sized enterprises to use foreign capital and introduce foreign advanced technology. 5. Compared with bank loans, financial leasing is a financing method, which can be changed according to the actual requirements of customers, so the financing method is more flexible. Second, from the lessor's point of view, 1, lease promotion, expand product sales and market share; It is very important to sell small and medium-sized enterprises. Only successful sales can realize profits. More and more enterprises hope to expand leasing, rather than selling directly to achieve sales. The advantage of doing this is to greatly reduce the purchase threshold and expand the purchasing power of customers. 2. In order to ensure the timely recovery of funds, it will be compiled together with the capital budget to simplify the financial accounting procedures; Defining the cash flow during the lease period is beneficial to fund arrangement. 3. Simplify product sales and accelerate the capital turnover of production enterprises. 4. Pay more attention to the future benefits of the project. The characteristics of "melting things" determine that the use of lease funds is clear, and the lessee cannot use this money for other purposes. The lessor pays more attention to the investigation of the future cash flow of the project, so that some leasing enterprises with high debt ratio but good projects can also obtain equipment financing. 5. Reduce the risk of direct investment.